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0808 178 7149

Small Business Insurance

SMALL BUSINESS INSURANCE

We have been insuring small businesses for over 45 years, no two businesses have the same insurance needs. We’ll make sure your policy is ‘tailor made’ to suit your business, so you only pay for the insurance you need, not the insurance you don’t.

Our Small Business Insurance offers high levels of cover, with options to tailor the policy to suit your needs:

Public and Product Liability Insurance – This is to safeguard you for claims made if you damage someone else's property or cause personal injury. This includes legal fees and compensation.
Employers Liability – This is a legal necessity if you employ people. This covers potential compensation of several million pounds if an employee is injured at work by your firms equipment or property.
Professional Indemnity – This will cover you for advice given to clients. If it is thought to be incorrect or inaccurate you will be covered for potential court and compensation costs. Some businesses require proof of Professional indemnity before placing orders with firms.
Buildings Cover – This will get you operational if your premises are unusable due to fire or flood damage. Equipment breakdown like your boiler or fire alarm can be repaired or replaced.
Contents and Stock – Needed for busnesses supplying goods or rely on equipment to run their business. Cover for computers, machines, office furniture, shop tills etc. and any stock.
Theft of Takings – This covers you for loss of income by theft of cash or cheques, by theft from your premises or by an employee. This is particularly important for a business with a high cash turnover.
Cyber Cover – This is a very prevalent problem these days. If you are a victim of cyber crime it covers loses incurred including you unintentionally passing on a virus.
Legal Expenses – This cover provides legal advice and representation for disputes with customers and suppliers.
Business Interruption – If your business premises become unusable due to flood, fire or any other insured risks, Business Interuption cover will have you up and running as quickly as possible. If your main supplier has a similar problem we’ll cover you for loss of trade. Computer cover is important if you lose data due to it being broken. Also cover for a Key member of staff who is unable to work.

If you would like any further information on our Small Business Insurance or for a FREE quote, call us on Freephone 0808 178 7149 or contact us here.

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