Whether you’re a car dealer, mechanic, valeter, tyre fitter, etc. There are several factors that will affect the price of your insurance, such as number of vehicles, types of vehicles, number of drivers, etc. memonline will make sure that your policy provides the level of cover that you need and make sure that you are not paying for extras that you don’t.

If your business has not had any claims you can achieve a lesser premium with No Claims Discount. Our Auto Trade Insurance offers high levels of cover, with options to tailor the policy to suit your needs:

Commercial Motor Trade Insurance – This covers any premises used by the business and it’s employees in the course of their work, this can also cover Sales and Service Indemnity, Buildings and Contents Cover, Business Interruption and Business Stock Insurance.
Buildings and Contents – This covers premises, equipment and stock for fire, flood or adverse weather, quick payment is essential for the business to trade as normal.
Stock and Damage Cover – This covers the cost of replacing stock in your business premises including vehicles on site.
Motor Trade Interruption Cover – This guarantees your income from your business when it is unable to operate. Such as a breakdown of equipment leaving you unable to work as normal.
Road Risk – Protects business and customers car during the day to day running of your business.
Motor Trade Employers Liability – It is a legal requirement to cover any claims for compensation made by your employees whilst undertaking work for yourself. This is needed to protect the security of staff and your own income.
Motor Trade Public Liability – Gives you cover in the event of you or your employees causing damage to another persons property. It will cover you for legal advice and defence plus any compensation due.
Motor Trade Liability Insurance – This covers you for Motor Trade Employers Liability and Motor Trade Public Liability.
Motor Trade Product Liability – If there are problems with a customers car after work done by your business, this will compensate the client, provide legal advice and help also allowing compensation for loss of vehicle.
Any Driver – This gives you cover for additional employees driving business or customers vehicles whilst at work.
Third Party Only – This covers you for for damage caused by you or your employees to another persons property.
Third Party Fire and Theft – Provides Third Party only as above plus Theft of car or the vehicle setting on Fire.
Comprehensive Insurance – Most businneses opt for this cover, it covers you for Third Party Fire and Theft plus any damage to your vehicle.

If you would like any further information on our Auto Trade Insurance or for a FREE quote, call us on Freephone 0808 178 7149 or contact us here.

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