Stand alone Motor Legal Protection Insurance

Our stand alone Motor Legal Protection Insurance is the same as that offered by expensive insurance companies, but at a fraction of the price and without any loss in quality – £100,000 of cover from only £11.99.

MEMonline only sell quality insurance products

MEMonline Motor Legal Protection is underwritten by Royal Sun Alliance, a large multi-national company that are also authorised and regulated by the FCA. We only offer insurance cover on our products.

Over 40 years experience

MEMonline have been trading for over 40 years and have experienced staff to help with any problem you may have. We are regulated by the Financial Conduct Authority and adhere to their strict code of conduct.

Fantastic Quality and Unbeatable Value

We never use gimmicks or tricks to attract business and only sell quality insurance products, giving our clients a clear idea of what they are buying. That is why we give a 21 day cooling off period where clients can cancel and receive a full refund.

Review sites

MEMonline have been awarded a 100% approval rate with Scamadviser, an independent site assessment company. We supply them with information to show that we give a genuinely great price, backed by an excellent service. In addition they thoroughly check into our background, business practices, the security of this website and the financial security of our company.

After over 40 years of insurance experience we know that people expect good service and rarely put positive reviews onto sites like Trust Pilot and Review Centre, usually they put reviews on these sites to warn others of bad experiences. Unfortunately some companies put their own positive reviews on these sites to enhance their own business and to mislead consumers.

Our advice to clients is to be wary of too many positive reviews and firms that push these reviews on their own site. Often unscrupulous companies are trying to justify higher prices for their products with this behaviour.

MEM Online
Insurance company / broker standard cover
Price for 1 policy
From only £11.99
Average £31.50
Home Legal Protection Insurance
From only £12.99
Average £25.50
Cover for Motoring Criminal Prosecution
YES
VARIABLE
Insured can drive any vehicle insured to drive
YES
NO
Repairs to Vehicle
YES
YES
Trading Period
Over 40yrs
N/A
Registered with Financial Conduct Authority and bound by their strict criteria
YES
YES
Recovery of policy excess
YES
YES
Supply of replacement vehicle
YES
YES
Recovery of your own vehicle
YES
YES
Recovery in the case of an uninsured driver
YES
VARIABLE
Storage charges accumulated
YES
YES
Loss of earnings recovery
YES
YES
Damage to personal property
YES
YES
Personal Injury
YES, YOU KEEP 100%
VARIABLE
Other out of pocket expenses
YES
YES
21 day no charge cancellation period
YES
NO
Separate policy for extra vehicles
YES
YES
24 hour 365 day service for advice
YES
YES
£100,000 of Solicitor's fees available
YES
YES
Pothole Damage
YES
NO
Policy amendment fee
NO CHARGE
VARIABLE

Customer Service guaranteed

MEMonline are Registered Insurance Brokers (details at the foot of each page) and have been trading for over 40 years. We have tens of thousands of clients and have never experienced any complaints or seen a client needing more insurance cover than we provide.

Our aim is to give client’s the cover they need at an affordable price, with our Legal Protection Insurance being virtually identical to that offered by your insurer or broker.

We are not a ‘no win no fee business’ and we offer a 21 days cooling off period, which no other UK insurer offers. Any legal protection product is only applicable in the event of a non fault claim.

With GDPR coming into effect on May 25th 2018, we want to reassure you that you will still receive important updates about our products.

However, at MEMonline we always aim to deliver the best possible experience for our clients. That’s why we’re giving you the option to receive email notifications about our new product launches, useful guides, industry news and event invites by opting in below.

Click here to view our Privacy Notice.

Our’s is the best motor legal protection insurance offer in the UK.